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FAQs

  • I have a poor credit rating is it still worth applying?

    Yes, everyday New Look Loans helps people with bad credit history to obtain finance.

  • If I only work part time can I still apply for car credit?

    Yes, providing you work a minimum of 16 hours per week. If you receive benefits as well, this may help you to get a larger credit limit.

  • Is it still worth applying if I have been refused elsewhere?

    Yes, we have often helped customers who have been previously declined.

  • How do I apply for car finance?

    Simply click on one of our ‘apply for finance’ links and fill in an online application form. Alternatively, you can speak to one of our customer services team on 01482 212 943.

  • Can I buy any car from any dealer?

    Yes you can. We would recommend that you take all reasonable steps to make sure that the dealer is a reputable car dealer, and is regulated by the Financial Conduct Authority (FCA). We can recommend reputable car dealers in your area.

  • How much interest will I pay?

    The interest you will pay is dependent on your particular circumstances, your credit history, the term of the car loan and the finance company who accepts your car finance application. The term used by most finance companies is ‘subject to status’: this means that it is subject to the risk that the customer poses. This is based on their financial history and a number of other factors, which can vary between lenders. Use our car finance calculator to give you a rough guide.

  • Do you charge any fees for your services?

    New Look Loans submit your proposal to the most appropriate lender for your circumstances, for this service we receive a commission from the lender. You will not be, directly, charged for our credit broking services.

  • I have a part exchange will you accept this as a deposit?

    If you take your part exchange to your chosen car dealer. They will take the value of your part exchange and deduct this amount from the car sales price.

  • Do I need a deposit?

    With the majority of our lenders you don’t need to.

  • How soon will I have a decision?

    In most cases, within the hour. This can vary dependant on how quickly the lender can confirm the terms of the agreement with us, and we can receive confirmation from yourself to proceed.

CAR
FINANCE

At New Look Loans we will always strive to arrange the best rate we can, despite your credit history. Our large panel of lenders offer agreements to suit all budgets, lifestyles and circumstances!

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VAN
Finance

If you need a new or used van for your business or simply need a larger vehicle, New Look Loans can search their large panel of lenders to tailor a finance agreement for you!

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BIKE
Finance

New Look Loans works with some of the largest motorbike finance companies in the UK. Allow us to find a finance agreement which fits around your lifestyle and circumstances!

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Finance
Calculator

Don’t know your budget? Want a rough idea of what you can expect to pay? Our finance calculator has been designed to give a representative example of what you can expect when applying for finance.

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