Bad Credit Car Leasing

Is Contract Hire the right choice for you? In simple terms, Contract Hire which is sometimes known as an Operating Lease is a method of paying for the use of a vehicle for a contracted fixed period. Although there is no option to own the vehicle at the end of the bad credit car leasing period.

Bad Credit Contract Hire allows a customer sometimes known as the lessee to choose the vehicle they require, have the use of it for a set period and a previously agreed anticipated mileage and then return it to the leasing company (known as the lessor) at the end of the period of hire. The risks and benefits are therefore with the customer under Contract Hire agreements.

As the customer is renting the vehicle from the leasing company for a fixed period and pays a fixed monthly rental for the use of it. The customer is not responsible for the disposal or sale price of the vehicle at the end of the agreement which makes it a very easy and risk-free way to run a vehicle, however if the agreed mileage is exceeded or the vehicle is not maintained to a good condition high cost charges will be imposed. Both scenarios are explained and clearly marked in any bad credit car leasing agreement.

Bad credit Contract Hire is available to any type of customer whether they own a business or are private individual but, because of the agreement structure and form, it is ideally suited to VAT-registered businesses because the rentals attract VAT and this sum can be claimed back from Her Majesty’s Revenue and Customs (HMRC).

Ready To Apply For Finance?

Use our easy step by step application form to apply for finance for the dream vehicle you want.

Finance Calculator

Our car finance calculator is a great estimation tool to see what you could afford to borrow. Simply use the sliders to see an example of what your monthly payments could be. Rates will differ based on your credit rating. Amounts proposed are an estimate, credit is subject to status and is not guaranteed.

Quick Finance Quote

Would you like a quick quote, or just to speak to a member of our team? Leave us some contact details and information on how much you would like to borrow. One of our customer account managers will be in touch to get more details and discuss your options further.

Apply For Finance

Our online finance application form is quick & easy to complete. You can rest assured that we will make every possible effort to help you obtain the car credit you deserve. We will treat your car finance application in the strictest confidence and maintain your privacy at all times.

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Why Choose Us?

All Credit Histories

We specialise in all credit histories including those who have previously struggled gaining credit or may have a poor credit history. If you are looking to buy a new or used car and you have a bad credit car finance rating, apply online using our easy to complete car finance application form.

Choose Any Vehicle

You can choose to deal with any reputable motor dealer in your local area or we can recommend a reputable motor dealer to you from our approved dealer network. Then simply leave it to us to find you a fantastic finance option with affordable monthly repayments, tailored to your circumstances!

Finance For You

We tailor credit for all of our customers based upon their circumstances. Our skilled staff try to source the best finance option for you, first time, and are there to support you throughout your finance agreement. Rest assured we will make every possible effort to help you obtain the car credit you deserve.

Get in Touch

If you have any queries please get in touch on 01482 459066 or fill in the form below